08 steps in order
Business credit, step by step.
From the basics to your first call, in short steps and in order. Read them one by one or jump to the one you need.
You start at step 01 of 08
Part 1 Understand business credit
What is Tu Negocio Importa
Business credit education with Willie, since 2018. What we do, who it is for and what it is not: it is not personal credit repair. · 2 minBusiness credit vs. personal credit
Personal credit is yours; business credit is your business's. Compare bureaus, scores (FICO vs. PAYDEX) and IDs (SSN or ITIN vs. EIN), and see where to start. · 3 minHow to build business credit
Entity (LLC or corporation), free EIN, business account, DUNS number, net 30 accounts that report and PAYDEX: the 8 steps in order, no timeline promises. · 4 min- 1. Make your business official
- 2. Get your EIN
- 3. Open a bank account in the business's name
- 4. Make your business easy to identify
- 5. Apply for your D-U-N-S number
- 6. Open accounts with vendors that report
- 7. Pay on time, or early
- 8. Review your business profiles
- Common mistakes
- What about my personal credit?
EIN and D-U-N-S number: what they are and how to get them
Apply for an EIN free online at irs.gov with an SSN or ITIN; Dun & Bradstreet's DUNS has a free option (up to 30 business days). Compare them here. · 3 min
Part 2 Take the first step
How we work
Three steps: we find your starting point, review your priorities and define your next step. Price and scope are explained before you sign up. · 1 minThe free PDF guide
Free business credit guide in PDF: 18 pages to read offline or print. Leave your name, phone and email and download it. · 2 minThe strategy call
A no-commitment conversation to get to know each other, understand your business's stage and explain the coaching. You choose the day and time. · 1 minFrequently asked questions
Do I need an LLC? How much does an EIN cost? What is PAYDEX? Can I get an EIN with an ITIN? Is a CPN legal? No. Short answers, with a link to the source. · 8 min